• MADANI BAKTI-i
    Your Business Financial Solutions

    Features

    • Financing Purpose: Working Capital, Capital Expenditure and Renovation
    • Financing Tenure: 1 to 7 years
    • Financing Amount: 
      • Minimum: RM2,000
      • Maximum: RM100,000
    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    APPLY NOW
    MADANI BAKTI-i
    Your Business Financial Solutions

    Features

    • Financing Purpose: Working Capital, Capital Expenditure and Renovation
    • Financing Tenure: 1 to 7 years
    • Financing Amount: 
      • Minimum: RM2,000
      • Maximum: RM100,000
    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    APPLY NOW

BSN Micro-i Madani Bakti is a micro financing facility offered to veteran entrepreneurs (retired uniformed officers and retirees of government sector) to assist those intending to expand their businesses.

ELIGIBILITY

  • Micro/Small Enterprise business owned by uniformed veterans from government sectors (retired uniformed officers and retirees of government sector) and open to all business sectors.

  • Malaysian owned business.

  • Business registered with Companies Commission of Malaysia (CCM)/ Local Authority (LA)/ Professional Body/ Agency (for professionals only).
  • Business has been in operation for at least 3 months (based on the business’ category and type).

RATES

  • Flat rate: 3.50% to 4.00% per annum

Required Documents

A copy of Identification Card of Proprietor/ Partners/ all Directors (if any).
A valid Business Registration certificate with Companies Commission of Malaysia (CCM)/ Business License with Local Authority (LA).
A copy of Retiree Card / Pension Payment Statement or any document to prove the business owner is a retired from government sector (uniformed bodies).
Latest three (3) months or six (6) months of Bank Account Statement.
A copy of electricity and water bills of the business premises.
Any supporting documents as required by the Bank.

HOW DO I APPLY?

NOTES:

Visit our branch

Visit our nearest Business Financing Centre for more information
 OR download our Application Form HERE.

Find nearest branch