PENJANA TOURISM FACILITYFor SMEs impacted by Covid-19Features
- Purpose of Financing: Working Capital, Capital Expenditure & Refinancing
- Financing Amount: RM5,000 - RM 100,000
- Financing Tenure: Between 1 year to 7.5 years including first 6 months of moratorium on monthly instalment
APPLY NOWShariah Concept
Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.
PENJANA TOURISM FACILITYFor SMEs impacted by Covid-19Features
- Purpose of Financing: Working Capital, Capital Expenditure & Refinancing
- Financing Amount: RM5,000 - RM 100,000
- Financing Tenure: Between 1 year to 7.5 years including first 6 months of moratorium on monthly instalment
APPLY NOWShariah Concept
Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.
PENJANA Tourism Financing (PTF) is a financing scheme which is offered to support viable micro entrepreneurs and SMEs in the tourism sector by preserving their capacity and assisting them to adjust and remain viable post COVID-19.
ELIGIBILITY
- Entrepreneurs whose businesses are related to core tourism and tourism related
Not an existing customer of BSN Micro/i Kredit Prihatin
Micro Enterprise - Sole Proprietorship / Partnership / Private Limited Company
- Malaysian owned business
- Registered with Suruhanjaya Syarikat Malaysia (SSM) for Peninsular Malaysia or authorities / district offices in Sabah and Sarawak for Sabah and Sarawak / MOTAC (for homestays under tourist accommodation premises) / Certificate of Registration of Homestay holder
- Business that has been in operation not less than 6 months
REQUIRED DOCUMENTS
| Sole Proprietorship / Partnership | Private Limited Company |
| A valid Business Registration certificate with SSM or Business License with Local Authority (LA) / MOTAC (for homestays under tourist accommodation premises) | Certified True Copy (CTC) of Form 9, 24, 44, 49, M&A (or as such), a valid Business Registration certificate with MOTAC (for homestays under tourist accommodation premises) |
| A copy of NRIC of sole proprietor / partners | A copy of NRIC of all Directors / Shareholders / Guarantors |
| Financial Statement / Management Account (if any) | Latest 2 years of Audited Accounts / Management Accounts |
| Latest 6 months of company’s bank account statement | Latest 6 months of company’s bank account statement |
| Any other supporting documents as required by the Bank | Any other supporting documents as required by the Bank |
RATES
3.50 % p.a.
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This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.
HOW DO I APPLY?
- Application submission available online. APPLY NOW.
- User guide for online application.
- Contact our Credit Supervisory Team for further information.
NOTES:
- View Product Disclosure Sheet.
- View all Product FAQs.
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Visit our nearest Business Financing Centre for more information
OR download our Application Form HERE.
