Own your dream car with our attractive Hire Purchase.
ELIGIBILITY
Malaysian Citizens.
High Ranking Officials of:
- Government Sector;
- Government Link Company (GLC);
- Government Link Agency (GLA); and
- Government Statutory Body.
Documents Required (Applicant)
Application form duly signed by applicant | |
Copy of NRIC (both sides); | |
Copy of one (1) month latest pay slip; and | |
Business/Contact Card |
Profit Rates
Financing Tenure | Non-National & Unregistered Reconditioned Vehicles | National Vehicles |
3 – 4 years | 2.53% p.a. | 2.85% p.a. |
5 – 9 years | 2.63% p.a. | 2.95% p.a. |
Get started with our Financing Calculator
Wish to know how much you would be paying every month? Let us help you get started.
{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
EARLY SETTLEMENTÂ
Customer is entitled for Ibra' (rebate), which is refund of the term charges for the remaining tenure.
Rebate = | [n(n+1)] x TC | n = Remaining Rental Period in Months N = Original Rental Period in Months TC = Term Charges |
N (N+1) |
LATE PAYMENT CHARGES (LPC)Â
Late Payment Charges will be charged based on Ta’widh (Compensation).
Within the Facility Period | Late Payment Charges (LPC) of 1% per annum will be imposed on the overdue monthly instalment payment in the event you fail to pay any monthly instalment within the stipulated period from the first disbursement of the financing until its maturity date. |
After the Facility Period | Prevailing daily overnight Islamic Interbank Money Market (IIMM) rate will be charged for failure to pay the total outstanding balance after maturity or upon judgment obtained, whichever earlier. |
Note: *IIMM - Islamic Interbank Money Market refers to the rate as may be determined by Bank Negara Malaysia (BNM) from time to time.
FEES & CHARGES
- STAMP DUTY
RM10 for Hirer's copy of the Hire Purchase Agreement.
RM10 for Guarantor's copy of agreement (if applicable).
RM10 for Service Agency Agreement.
- OTHER SERVICES
RM10 for issuance of Yearly Financing Statement (per request).
RM45 for application of certified true copy (CTC) of security documents/agreement (per request).
Note: Mandated products are exempted.
NOTES:
- High ranking officials are classified as management level starting from Grade 52 (or equivalent) and above subject to monthly income of RM10,000 and above.
- *IIMM (Islamic Interbank Money Market) refer to the rate as may be determined by Bank Negara Malaysia (BNM) from time to time.
- Any change in fees and charges will be notified by 21 days’ notice in advance from effective date with notification to be sent / posted at the BSN’s branches or uploaded in www.bsn.com.my website.
- View all banking rates.
- View all fees & charges.
- View Product Disclosure Sheet.
- View Customer Declaration.
- Terms & Conditions apply.
Visit our branch
Visit our nearest branch or contact us for more information
OR download our Application Form HERE.