• BSN MyRinggit-i (PERINTIS)
    Creating financial opportunities for newly hired federal government employees

    Eligibility 

    • Malaysian citizen
    • Aged 18 years old and above (not exceeding the retirement age or 60 years old at the end of financing tenure, whichever is earlier)
    • Minimum period of employment: Not Applicable
    • Received placement/ employment letter from state/ federal government under permanent employment term
    • Minimum income of RM1,500 per month
    • BSN GIRO/i account holder

    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    Apply Now
    BSN MyRinggit-i (PERINTIS)
    Creating financial opportunities for newly hired federal government employees

    Eligibility 

    • Malaysian citizen
    • Aged 18 years old and above (not exceeding the retirement age or 60 years old at the end of financing tenure, whichever is earlier)
    • Minimum period of employment: Not Applicable
    • Received placement/ employment letter from state/ federal government under permanent employment term
    • Minimum income of RM1,500 per month
    • BSN GIRO/i account holder

    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    Apply Now

BSN MyRinggit-i Perintis is exclusively designed to help newly hired federal government employees to secure the personal financing they need.

FEATURES

  • Mode of payment is via Accountant General (AG) Salary Deduction.
  • No guarantor is required.

financing information

Financing LimitMinimum: RM5,000
Maximum: 20 times of monthly income or up to a maximum of RM50,000, whichever is lower
RatesSBR + 2.87%
Financing TenureMinimum: 1 year
Maximum: 10 years

DOCUMENTS REQUIRED

A copy of NRIC (both sides)
A copy of placement/ employment letter/ HRMIS
Salary Deduction Form: BSN 09-D (0916)_B; and/ or
Any other supporting documents as may deemed required by the approving authority

Get Started with our Financing Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC) 

Late Payment Charges will be charged based on Ta’widh (Compensation).

During financing PeriodLate Payment Charges (LPC) of 1% per annum will be imposed on the overdue monthly instalment payment in the event you fail to pay any monthly instalment within the stipulated period from the first disbursement of the financing until its maturity date.
After the completion of financing periodPrevailing daily overnight Islamic Interbank Money Market (IIMM) rate will be charged for failure to pay the total outstanding balance after maturity or upon judgment obtained, whichever earlier.

NOTES:

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OR download our Application Form HERE

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