BSN Visa Cash Back Credit Card

Benefits

No Annual Fee
5% Cash Back on groceries, dining and petrol
0.2% Unlimited Cash Back on other local retail spend
1% Unlimited Cash Back on overseas retail spend
Cash Back will be credited on the following month statement cycle
Visa Platinum Privileges
Complimentary Travel Accident & Inconvenience Benefits
Credit Limit Increase

BSN Balance Transfer Programme
BSN EasyCash Plan
BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Autobilling
Credit Shield & Bereavement
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

BSN Visa Cash Back Credit Card

Benefits

No Annual Fee
5% Cash Back on groceries, dining and petrol
0.2% Unlimited Cash Back on other local retail spend
1% Unlimited Cash Back on overseas retail spend
Cash Back will be credited on the following month statement cycle
Visa Platinum Privileges
Complimentary Travel Accident & Inconvenience Benefits
Credit Limit Increase

BSN Balance Transfer Programme
BSN EasyCash Plan
BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Autobilling
Credit Shield & Bereavement
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

The BSN Visa Cash Back Credit Card gives you up to 5% Cash Back when you spend on groceries, dining, petrol and other categories. It's time to enjoy more savings from your everyday spend by getting a card today! What's more, there are no annual fees for life!

CASH BACK PERCENTAGE BY MONTHLY SPEND TIER AND CATEGORIES

Total Monthly Retail Spend (RM)	Local Spend				Overseas Spend
Total Monthly Retail Spend (RM)	Groceries	Dining	Petrol	Others	Overseas Spend
RM1 - RM999.99	0.2%	0.2%	0.2%	0.2%	1%
RM1000 - RM2,999	1%	1%	1%	0.2%	1%
RM3,000 & above	5%	5%	5%	0.2%	1%
Monthly Capping	RM15*	RM15*	RM15*	Unlimited
Enjoy more than RM540 Cash Back per annum

Notes:

*Cash Back is capped at RM15 per category per month for groceries, dining and petrol (capped at maximum RM45 per Cardmember per month).
Cash Back earned for other retail and overseas spend is unlimited with no monthly cap.
Cash Back is not applicable for government related transactions and other exclusions as per terms and conditions.

PRIVILEGES

Complimentary Travel Accident & Inconvenience Benefits
Travel with peace of mind with our complimentary Automatic Travel Accident Insurance up to RM300,000 when you charge your full travel fares to your BSN Visa Cash Back Credit Card. This benefit also covers your loved ones. You will also be covered for any inconvenience due to the following:

	Up To
Lost Luggage (more than 48 hours)	_RM2,000
Delayed Luggage (more than 6 hours)	_RM2,000
Flight Delay (more than 6 hours)	_RM600
Missed Connection (more than 4 hours)	_RM600

*Subject to insurance policy terms and conditions.

SUPPLEMENTARY CARD

Share the benefits of your BSN Visa Cash Back Credit Card with your loved ones by giving them a supplementary card today.
You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
Download Supplementary Card form here .

REQUIREMENTS

ELIGIBILITY

Citizenship: Malaysia
Minimum Income: RM48,000 per annum / RM4,000 per month
Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
Annual Fee: Principal Card - No annual fee for life(no conditions attached) / Supplementary Card - No annual fee for life(no conditions attached)

Documents

Salaried Employee

Government Servant

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form

Self Employed

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years
Copy of Form 9, 24, & 49 OR Business Registration Certificate

Commission Earner

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt

Note:
In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card account.