• BSN MYAUTO USEDCAR
    Own your dream car with our attractive Hire Purchase facility

    Features

    • Competitive interest rates
    • Convenient repayment network via various BSN channels
    • Margin of Financing:
      1. Min: RM20,000
      2. Max: up to 90% from the selling price
    • Open to all used vehicles acceptable to BSN only
    • Tenure of Loan:
      1. Minimum: 3 years (36 months)
      2. Maximum: 9 years (108 months); subject to:
        • Retirement age and
        • Maximum 15 years of vehicle age (refer to year of manufactured) at the end of loan tenure.
    • Age of Vehicle:
      • Maximum 9 years starts from the year of manufactured.
    Apply Now
    BSN MYAUTO USEDCAR
    Own your dream car with our attractive Hire Purchase facility

    Features

    • Competitive interest rates
    • Convenient repayment network via various BSN channels
    • Margin of Financing:
      1. Min: RM20,000
      2. Max: up to 90% from the selling price
    • Open to all used vehicles acceptable to BSN only
    • Tenure of Loan:
      1. Minimum: 3 years (36 months)
      2. Maximum: 9 years (108 months); subject to:
        • Retirement age and
        • Maximum 15 years of vehicle age (refer to year of manufactured) at the end of loan tenure.
    • Age of Vehicle:
      • Maximum 9 years starts from the year of manufactured.
    Apply Now

BSN MyAuto UsedCar. Own your dream car with our attractive Hire Purchase facility.

INTEREST RATE* 

As low as *3.00% per annum

*Individual rate may vary based on BSN's credit evaluation.

  • Employee of the following organisations:
    1. Employee of Government
    2. Employee of *Government Link Companies
    3. Public Listed Companies
    4. Financial Institutions
    5. Companies under BSN’s **CES
    6. Selected Professionals
  • Employee of Private Sector Companies, subject to:
    1. The Company has been operating for more than 3 years
    2. Sole proprietors / Partnerships (Enterprise Companies) are NOT ELIGIBLE
    3. Employees with a minimum fixed monthly income of RM3,000

*Government as major shareholder or single largest shareholder
** Corporate Employee Scheme

  • Malaysian citizen aged 21 years and above at the time of application and NOT exceeding 60 years old upon completion of financing.
  • Employed for the latest 6 months (with status permanent or contract).
  • Not a bankrupt.
  • Total deduction should NOT exceed 60% of the monthly salary, including this instalment.
  • Application form duly signed by applicant;
  • Copy of NRIC (both sides);
  • Copy of valid Driving License;
  • Copy of three (3) month latest Pay Slip;
  • Authorize letter to perform credit checking; and
  • Photocopy of salary account statement / passbook or EPF statement or latest Income Tax returns; and
  • Other related documents acceptable by BSN (if required).
  • Copy of NRIC (both sides);
  • Copy of three (3) months latest pay slip;
  • Copy of bank statement or latest EPF statement or EA form.

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}

{{results[0] }}
{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

EARLY SETTLEMENT 

Customer is entitled to a rebate which is the refund of the term charges for the unused tenure.

The calculation is based on the following formula:

Rebate =[n(n+1)] x TC

n = Remaining Rental Period in Months

N = Original Rental Period in Months

TC = Term Charges

N (N+1)

FEES & CHARGES

  • LATE PAYMENT CHARGES
    Interest on any overdue instalments at either 8% per annum (in the case of fixed rate term charges) or 2% per annum above the prevailing rate of term charges (in the case of floating rates of term charges), will be charged on the amount in arrears. Such interest will be calculated on a daily basis from the due date until one day prior to the actual payment date, on any overdue monies payable by the Hirer and charged to the Hirer’s account monthly.
  • STAMP DUTY
    RM10 for Hirer's copy of the Hire Purchase Agreement.
    RM10 for Guarantor's copy of agreement (if applicable).
  • OTHER SERVICES
    RM10 for issuance of Yearly Financing Statement (per request).
    RM45 for application of certified true copy (CTC) of security documents/agreement (per request).

    Note: Mandated products are exempted.

NOTES:

  • Final rate may vary depending on customer's individual credit evaluation.
  • All payments are one-off payment only. Any change in fees and charges will be notified by 21 days' notice in advance from effective date with notification to be sent / posted at the BSN's branches or uploaded in www.bsn.com.my website.
  • View all banking rates. 
  • View all fees & charges.
  • View Product Disclosure Sheet. 
  • View Customer Declaration.
  • Terms & Conditions apply. 

Visit our branch

Visit our nearest branch for more information OR download our Application Form HERE.

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