• BSN MYHOMEPLUS
    Get extra cash with BSN MyHomePlus Loan

    Eligibility

    • Malaysian
    • Aged 21 to 60 years at the time of application and not more than 70 years old at the end of the loan period
    • The existing BSN MyHome loan has been with the Bank for a minimum period of 2 years; or
    • The existing BSN MyHome (mandate) loan, which has passed the lock-in period
    Apply Now
    BSN MYHOMEPLUS
    Get extra cash with BSN MyHomePlus Loan

    Eligibility

    • Malaysian
    • Aged 21 to 60 years at the time of application and not more than 70 years old at the end of the loan period
    • The existing BSN MyHome loan has been with the Bank for a minimum period of 2 years; or
    • The existing BSN MyHome (mandate) loan, which has passed the lock-in period
    Apply Now

Mortgage top-up loan facility is offered to the existing BSN mortgage customers.

Charge your property for extra funds. The potential value of the top-up loan will be the difference between your current property value and your home loan balance.

LOAN FEATURES

  • Minimum tenure: 5 years.
  • Maximum tenure: 35 years or not more than 70 years old at the end of the loan period, whichever is earlier;
  • If the loan is under two (2) generations, the financing period may refer to the age of the child; and Cannot exceed the existing BSN MyHome loan period.
  • Loan margin up to 90% + 5% (FEC *) over current market value (CMV).
  • Easy to apply - available at all BSN Main Branches nationwide.
  • Convenient payment channels: 
    1. BSN Branches nationwide
    2. Standing Instructions / Savings Account
    3. Interbank GIRO (IBG)

LOAN LIMITS

  • Minimum: RM50,000.
  • Maximum: Subject to terms and conditions devised for the loan limit.

INTEREST RATES

ItemNon- MandatedMandated
With InsuranceWithout InsuranceWith InsuranceWithout Insurance
RateSBR + 1.65%SBR + 1.80%SBR + 1.85%SBR + 2.00%

DOCUMENTS REQUIRED

Documents

  • A copy of NRIC;
  • Copy of Sale and Purchase Agreement; or
  • Previous Letter of Offer from BSN (if applicable); and
  • Copy of Evaluation Report from panel valuer registered with the Bank (Compulsory)
  • Pay Slip - original copy and latest one (1) month; and
  • Latest 1 month Bank Statement; or
  • Latest EPF Statement
  • Pay Slip - original copy and latest three (3) months copies; and
  • Latest 3 months Bank Statement; or
  • Latest EPF Statement (if applicable)
  • Latest 6 months Bank Statement;
  • B/BE Form together with LHDN Receipt;
  • Business Registration Certificate (SSM); and
  • Form 24, Form 44 & Form 49

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

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Disclaimer :
This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.

LATE PAYMENT CHARGES (LPC)

1% per annum on the outstanding amount

FEES & CHARGES

  • EARLY SETTLEMENT
    You may settle your loan at any time by submitting a written notice to the Bank.
  • STAMP DUTY
    Principal Documents – Will be charged on ad valorem basis.
    Other Documents – RM 10.00

NOTES:

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