• TEMANMESRA-i (MADANI)
    Guaranteed by Syarikat Jaminan Pembiayaan Perniagaan Berhad under the Government Guarantee Scheme MADANI

    Features

    • Financing Purpose: Working Capital / Capital Expenditure (both for new financing only)
    • Financing Period: 1 - 5 years
    • Financing Amount: RM5,000 - RM50,000
    • Open to all business sectors
    • Guarantee Coverage:
      • Up to 90% guarantee coverage of the financing for the four focus sectors namely high technology, agriculture, manufacturing and tourism
      • Up to 80% guarantee coverage of the financing for other sectors
    Shariah Concept
    • Tawarruq (Commodity Murabahah) consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.
    • The guarantee scheme is based on the Kafalah contract. Kafalah refers to a contract where the guarantor conjoins the guaranteed party in assuming the latter’s specified liability.
    APPLY NOW
    TEMANMESRA-i (MADANI)
    Guaranteed by Syarikat Jaminan Pembiayaan Perniagaan Berhad under the Government Guarantee Scheme MADANI

    Features

    • Financing Purpose: Working Capital / Capital Expenditure (both for new financing only)
    • Financing Period: 1 - 5 years
    • Financing Amount: RM5,000 - RM50,000
    • Open to all business sectors
    • Guarantee Coverage:
      • Up to 90% guarantee coverage of the financing for the four focus sectors namely high technology, agriculture, manufacturing and tourism
      • Up to 80% guarantee coverage of the financing for other sectors
    Shariah Concept
    • Tawarruq (Commodity Murabahah) consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.
    • The guarantee scheme is based on the Kafalah contract. Kafalah refers to a contract where the guarantor conjoins the guaranteed party in assuming the latter’s specified liability.
    APPLY NOW

Applications are open until 31 December 2024

Expand your business to make your dreams come true!

ELIGIBILITY

  • Micro Enterprise (Sole Proprietorship / Partnership / Private Limited Company including Professional businesses).

  • Malaysian owned business.

  • Registered with Suruhanjaya Syarikat Malaysia (SSM) / Local Authority (LA) / respective Professional Bodies (for Professional business).
  • Business has been in operation for at least two (2) years.

RATES

  • 4.68% p.a. on flat rate basis

REQUIRED DOCUMENTS

Sole Proprietorship / PartnershipPrivate Limited Company
A valid Business Registration certificate with SSM / Business License with Local Authority (LA)

Certified True Copy (CTC) of Form 9, 24, 44, 49, M&A (or as such)

A copy of NRIC of sole proprietor / partners

A copy of NRIC of all Directors / Shareholders / Guarantors

Latest 2 years of Management Account

Latest 2 years of Audited Accounts / Management Accounts

Latest 6 months of company’s bank account statement

Latest 6 months of company’s bank account statement

Any other supporting documents as required by the Bank

Any other supporting documents as required by the Bank

Get Started with our Financing Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

HOW DO I APPLY?

NOTES:

Visit our branch

Visit our nearest Business Financing Centre for more information
 OR download our Application Form HERE.

Find nearest branch