Benefits

No Annual Fee
0.8% Cash Back OR Zero Interest Plan (ZIP) for Life Insurance Premium exceeding RM601
0.4% Cash Back on Retail Spending
FREE Supplementary Card
Global Privileges
Credit Limit Increase
BSN Balance Transfer Programme

BSN EasyCash Plan
BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Autobilling
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

BSN-AIAFAM VISA PLATINUM CREDIT CARD

Life is always better here

Benefits

No Annual Fee
0.8% Cash Back OR Zero Interest Plan (ZIP) for Life Insurance Premium exceeding RM601
0.4% Cash Back on Retail Spending
FREE Supplementary Card
Global Privileges
Credit Limit Increase
BSN Balance Transfer Programme

BSN EasyCash Plan
BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Autobilling
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

Life gets even better for AIAFAM members and policyholders. BSN-AIAFAM Visa Platinum Credit Card is designed to reward you with financial flexibility, superior savings and exclusive privileges.

INDULGE IN A WORLD OF PLATINUM PRIVILEGES

Platinum Protection

Complimentary Travel Accident Insurance Coverage And Inconvenience Benefits

Automatic insurance coverage of up to RM300,000 when you charge your full travel fares to your BSN-AIAFAM Visa Platinum. You will also be covered for any inconvenience due to flight delays, lost luggage or missed connections.

	Up to
Lost Luggage (more than 48 hours)	_RM2,000
Delayed Luggage (more than 6 hours)	_RM2,000
Flight Delay (more than 6 hours)	_RM600
Missed Connection (more than 4 hours)	_RM600

* Subject to terms and conditions of insurance policy.

Safer Online Shopping

Have peace of mind when you shop online using your BSN-AIAFAM Visa Platinum. When making payment for online purchases, you will be required to enter a BSN Online Secured Shopping (BOSS) code to complete the transaction. The BOSS Code will be sent to your registered mobile phone number with BSN at no cost.

Platinum Privileges

BSN Happy Privileges	Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants from time to time. Look out for our brochure in your credit card statement.
Worldwide Acceptance & Cash Advances	BSN-AIAFAM Visa Platinum is accepted worldwide and gives you easy access to cash via a large network of Visa and PLUS ATMs.
24-Hour Platinum Careline	Our Careline is available 24 hours a day, 7 days a week to assist you on your lost or stolen card and attend to all your enquiries. Just call us at 1800 22 0800.

Platinum Financial Benefits

0.8% Cash Back on AIAFAM Life Annual Premium Transactions* OR; 12 Months Zero Interest Plan (ZIP)**	Enjoy 0.8% Cash Back by charging your AIAFAM Life Annual premium transaction to your AIAFAM-BSN Visa Platinum Business Credit Card. OR; Convert your AIAFAM Life insurance premium payments into a 12-month Zero Interest Plan with no hidden charges. For non-Zero Interest Plan transactions. *Applicable for premium that exceeds RM601.
0.4% Cash Back on Retail Spending	Spend with your AIAFAM-BSN Visa Platinum Business Credit Card and receive 0.4% Cash Back on all retail transactions, locally as well as abroad (excluding AIAFAM Insurance Premium transactions under 12 months Zero Interest Plan Programme 0.8% Cash Back Programme).
No Annual Fee for Life	Annual fees waived for life with no conditions attached a privilege extended also to your Supplementary CardMember.
BSN Balance Transfer Programme	Enjoy 0% interest up to 12 months when you transfer your balances from other credit cards to you AIAFAM-BSN Visa Platinum Business Credit Card today. Find out more about BSN Balance Transfer Programme.
BSN Instalment Pay Plan	Buy anything, anywhere and convert your purchase into affordable interest-free installments with a one-time low upfront fee, with just one phone call. Find out more about BSN Instalment-Pay Plan.
BSN EasyCash	Access cash from your AIAFAM-BSN Visa Platinum Business Credit Card at a low interest rate with quick approval that credit cash into your specified banking account. Find out more about BSN EasyCash.

Platinum Payment Convenience

Online	Log on to www.mybsn.com.my and transfer from your BSN savings account. Obtain your log-in ID first by registering at any BSN ATM.
BSN Branches	Pay by cash or cheque at over 390 branches nationwide.
BSN ATMs / CDMs	Pay at any of our large network of Automated Teller Machines (ATM) or Cash Deposit Machines (CDM) at your convenience.
Interbank GIRO	Transfer funds from any participating banks via: » Over the counter. » Online banking at selected Bank’s website.

SUPPLEMENTARY CARD

Share the benefits of your Platinum Credit Card with your loved ones by giving them a supplementary card today.
You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
Download Supplementary Card form here.

REQUIREMENTS

ELIGIBILITY

Eligible AIAFAM members and policyholders
Minimum income: RM32,000 p.a.
Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
Citizenship: Malaysia

Documents

Salaried Employee

Government Servant

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form

Self Employed

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years
Copy of Form 9, 24, & 49 OR Business Registration Certificate

Commission Earner

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt