Own your dream car with our attractive Hire Purchase.
ELIGIBILITY
- Malaysian Citizens.
- High Ranking Officials of:
- Government Sector;
- Government Link Company (GLC);
- Government Link Agency (GLA); and
- Government Statutory Body.
REQUIRED Documents
Application form duly signed by applicant |
Copy of NRIC (both sides); |
Copy of one (1) month latest pay slip; and |
Business/Contact Card |
Interest Rates
Financing Tenure | Vehicles Category | |
  Non-National & Unregistered | National | |
3 – 4 years | 2.53% p.a. | 2.85% p.a. |
5 – 9 years | 2.63% p.a. | 2.95% p.a. |
Get Started with our Loan Calculator
Wish to know how much you would be paying every month? Let us help you get started.Â
{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
EARLY SETTLEMENTÂ
Customer is entitled to a rebate which is the refund of the term charges for the unused tenure.
The calculation is based on the following formula:
Rebate = | [n(n+1)] x TC | n = Remaining Rental Period in Months N = Original Rental Period in Months TC = Term Charges |
N (N+1) |
FEES & CHARGES
- LATE PAYMENT CHARGES
Interest on any overdue instalments at either 8% per annum (in the case of fixed rate term charges) or 2% per annum above the prevailing rate of term charges (in the case of floating rates of term charges), will be charged on the amount in arrears. Such interest will be calculated on a daily basis from the due date until one day prior to the actual payment date, on any overdue monies payable by the Hirer and charged to the Hirer’s account monthly.
- STAMP DUTY
RM10 for Hirer's copy of the Hire Purchase Agreement.
RM10 for Guarantor's copy of agreement (if applicable).
- OTHER SERVICES
RM10 for issuance of Yearly Financing Statement (per request).
RM45 for application of certified true copy (CTC) of security documents/agreement (per request).
Note: Mandated products are exempted.
NOTES:
- All payments are one-off payment only. Any change in fees and charges will be notified by 21 days' notice in advance from effective date with notification to be sent / posted at the BSN's branches or uploaded in www.bsn.com.my website.
- View all banking rates.Â
- View all fees & charges.
- View Product Disclosure Sheet.Â
- View Customer Declaration.
- Terms & Conditions apply.Â
Visit our branch
Visit our nearest branch for more information OR download our Application Form HERE.