• BSN MYHOMEPLUS
    Get extra cash with BSN MyHomePlus Loan

    Eligibility

    • Malaysian
    • Aged 21 to 60 years at the time of application and not more than 70 years old at the end of the loan period
    • The existing BSN MyHome loan has been with the Bank for a minimum period of 2 years; or
    • The existing BSN MyHome (mandate) loan, which has passed the lock-in period
    Apply Now
    BSN MYHOMEPLUS
    Get extra cash with BSN MyHomePlus Loan

    Eligibility

    • Malaysian
    • Aged 21 to 60 years at the time of application and not more than 70 years old at the end of the loan period
    • The existing BSN MyHome loan has been with the Bank for a minimum period of 2 years; or
    • The existing BSN MyHome (mandate) loan, which has passed the lock-in period
    Apply Now

Mortgage top-up loan facility is offered to the existing BSN mortgage customers.

Charge your property for extra funds. The potential value of the top-up loan will be the difference between your current property value and your home loan balance.

LOAN FEATURES

  • Minimum tenure: 5 years.
  • Maximum tenure: 35 years or not more than 70 years old at the end of the loan period, whichever is earlier;
  • If the loan is under two (2) generations, the financing period may refer to the age of the child; and Cannot exceed the existing BSN MyHome loan period.
  • Loan margin up to 90% + 5% (FEC *) over current market value (CMV).
  • Easy to apply - available at all BSN Main Branches nationwide.
  • Convenient payment channels: 
    1. BSN Branches nationwide
    2. Standing Instructions / Savings Account
    3. Interbank GIRO (IBG)

LOAN LIMITS

  • Minimum: RM50,000.
  • Maximum: Subject to terms and conditions devised for the loan limit.

INTEREST RATES

ItemNon- MandatedMandated
With InsuranceWithout InsuranceWith InsuranceWithout Insurance
RateSBR + 1.65%SBR + 1.80%SBR + 1.85%SBR + 2.00%

DOCUMENTS REQUIRED

Documents

  • A copy of NRIC;
  • Copy of Sale and Purchase Agreement; or
  • Previous Letter of Offer from BSN (if applicable); and
  • Copy of Evaluation Report from panel valuer registered with the Bank (Compulsory)
  • Pay Slip - original copy and latest one (1) month; and
  • Latest 1 month Bank Statement; or
  • Latest EPF Statement
  • Pay Slip - original copy and latest three (3) months copies; and
  • Latest 3 months Bank Statement; or
  • Latest EPF Statement (if applicable)
  • Latest 6 months Bank Statement;
  • B/BE Form together with LHDN Receipt;
  • Business Registration Certificate (SSM); and
  • Form 24, Form 44 & Form 49

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}

{{results[0] }}
{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC)

1% per annum on the outstanding amount

FEES & CHARGES

  • EARLY SETTLEMENT
    You may settle your loan at any time by submitting a written notice to the Bank.
  • STAMP DUTY
    Principal Documents – Will be charged on ad valorem basis.
    Other Documents – RM 10.00

NOTES:

APPLY NOW

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Visit our nearest branch for more information OR download our Application Form HERE.

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