• BSN MyRinggit-i (EKSEKUTIF-1)
    Exclusively designed to help you meet your personal financing needs at affordable rates

    Eligibility

    • Malaysian citizen aged 18 years old to 55 / 60* years old (subject to retirement age at the end of the financing tenure)
    • Open to permanent & contract officers and staff that have minimum one year of working experience
    • Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff)
    • BSN GIRO/i Account holders
    • Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals)

      Note: *Subject to employer confirmation

    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    Apply Now
    BSN MyRinggit-i (EKSEKUTIF-1)
    Exclusively designed to help you meet your personal financing needs at affordable rates

    Eligibility

    • Malaysian citizen aged 18 years old to 55 / 60* years old (subject to retirement age at the end of the financing tenure)
    • Open to permanent & contract officers and staff that have minimum one year of working experience
    • Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff)
    • BSN GIRO/i Account holders
    • Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals)

      Note: *Subject to employer confirmation

    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    Apply Now

BSN MyRinggit-i Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates.

DOCUMENTS REQUIRED

  • A copy of NRIC (both sides)
  • A copy of the latest 3 months’ salary slips
  • Latest EPF statement
  • Employer’s Confirmation Letter stating the below:
    • Name
    • NRIC
    • Designation/ Position
    • Monthly Salary
    • Date of Employment

OR

Latest EA/ EC Statement for at least one year and latest e-filing form or any verified documents by the Inland Revenue Board (IRB).

FINANCING INFORMATION

Fixed Rate

Floating Rate

Profit Rate

6.00% to 8.50%SBR + 5.85%

Profit Rate without Takaful

Additional 1% from the above profit rate

Financing Limit

Income

RM3,000 to RM5,000

Financing Limit

5x of monthly gross income

 

> RM5,000 to RM10,000

7x of monthly gross income

 

> RM10,000

10x of monthly gross income / maximum RM200,000 (whichever is lower)

Financing Tenure

Minimum: 2 years
Maximum: 10 years

Method of Payment

BSN Standing Instruction

Get started with our Financing Calculator

Wish to know how much you would be paying every month? Let us help you get started.

{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC) 

Late Payment Charges will be charged based on Ta’widh (Compensation).

During financing PeriodLate Payment Charges (LPC) of 1% per annum will be imposed on the overdue monthly instalment payment in the event you fail to pay any monthly instalment within the stipulated period from the first disbursement of the financing until its maturity date.
After the completion of financing periodPrevailing daily overnight Islamic Interbank Money Market (IIMM) rate will be charged for failure to pay the total outstanding balance after maturity or upon judgment obtained, whichever earlier.

NOTES:

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OR download our Application Form HERE.

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