BSN-TEACHERS AL-AIMAN GOLD CREDIT CARDGreat savings for great teachersBenefits
Apply Now- Management Fee as low as 8.88% p.a.
- Non-compunding Charges
- No Annual Fee
- BSN Merchant Privileges
- Worldwide Acceptance and Cash Advances
- Payment Convenience
- Complimentary Travel Accident & Inconvenience Benefits
- Facility Limit Increase
- BSN Balance Transfer Programme
- BSN EasyCash Plan
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan (EPP)
- BSN Happy Rewards Programme
- BSN Autobilling
- BSN Credit Card-i Protector
- BSN Auto Balance Conversion Programme
- RM25 Service Tax Rebate for new Credit Cardmembers for the first year**
**Perform minimum one transaction (any amount) with the card within 6 months from card approval date
BSN-TEACHERS AL-AIMAN GOLD CREDIT CARDGreat savings for great teachersBenefits
Apply Now- Management Fee as low as 8.88% p.a.
- Non-compunding Charges
- No Annual Fee
- BSN Merchant Privileges
- Worldwide Acceptance and Cash Advances
- Payment Convenience
- Complimentary Travel Accident & Inconvenience Benefits
- Facility Limit Increase
- BSN Balance Transfer Programme
- BSN EasyCash Plan
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan (EPP)
- BSN Happy Rewards Programme
- BSN Autobilling
- BSN Credit Card-i Protector
- BSN Auto Balance Conversion Programme
- RM25 Service Tax Rebate for new Credit Cardmembers for the first year**
**Perform minimum one transaction (any amount) with the card within 6 months from card approval date
The BSN-Teachers Al-Aiman Gold Credit Card promises great savings with management fee as low as 8.88% p.a.
SHARIAH CONTRACT
- This is a Shariah-compliant credit card issued under Shariah contract of Ujrah and Qard. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.
Qard refers to a contract of lending money by a lender to a borrower where the latter is bound to repay an equivalent replacement amount to the lender.
SAVINGS
- Management Fee as low as 8.88% p.a.
Enjoy rates as low as 8.88% p.a. when you promptly settle at least your minimum payment due for 12 consecutive months. The lower your rate, the lower your charges will be. - Non-Compounding Charges
Save more with non-compounding charges every month. - No Annual Fee for Life
There are no annual fees for both principal and supplementary cards with no conditions attached.
REWARDS
- FREE Supplementary Card
Share the benefits of your card with your loved ones by adding them as a supplementary cardholder (extended to your spouse and children who are 18 years and above).
Download Supplementary Card form here.
- Happy Points RedemptionRedeem accumulated Happy Points for Enrich Points, AirAsia points, exciting gifts, retail vouchers and so much more.
- BSN Merchant Privileges
Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the latest promotions and offers, click here.
PRIVILEGES
- Worldwide Acceptance and Cash Advances
Shop and dine at over 29 million establishments worldwide or withdraw cash at over 1 million ATMs. - Complimentary Travel Accident & Inconvenience BenefitsÂ
Enjoy automatic takaful coverage of up to RM100,000 when you charge your full travel fares to your BSN-Teachers Al-Aiman Credit Card. You will also be covered for any inconvenience as follows:
Up To | |
Lost Luggage (more than 48 hours) | RM1,600 |
Delayed Luggage (more than 6 hours) | RM1,600 |
Flight Delay (more than 6 hours) | RM600 |
Missed Connection (more than 4 hours) | RM600 |
*Subject to policy terms & conditions.
REQUIREMENTS
ELIGIBILITY
- Teachers and employees under the Ministry of Education, Malaysia / Lecturers in approved Public / Private Institutions of Higher Education / Teachers of MARA Junior Science College (MRSM).
- Minimum income: RM24,000 p.a.
- Minimum Age:Â Principal Card - 21 years old / Supplementary Card - 18 years old
Documents
- Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
- Copy of latest 1 month salary slip
- Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
- Copies of latest 2 month salary slip OR Latest EPF statement OR Form EA OR Form B with official tax payment receipt.
OTHER BENEFITS & PRIVILEGES
Facility Limit Increase
Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card-i today!
Balance Transfer Programme
Transfer your outstanding balances from other credit cards to your BSN Credit Card-i and enjoy lower profit rates.
BSN EasyCash Plan
With BSN EasyCash, you can now access cash from your BSN Credit Card-i at 0% management fee.
BSN Instalment-Pay-Plan
Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.
BSN 0% EasyPay Plan (EPP)
Enjoy instalment payments of up to 36 months without any management fees when you use your BSN Credit Card-i at our participating merchants.
BSN Happy Rewards Programme
A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card-i.
BSN Autobilling
BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card-i.
Auto Balance Conversion Programme
Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% management fee.
BSN Credit Card-i Protector
 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.
NOTES:
- View Product Disclosure Sheet.
- View Credit Card Agreement.
- View all Product FAQs.
- Download Credit Card Application Form.Â
- Download Supplementary Card form here.
Terms & Conditions applyÂ
APPLY NOW
Visit our branch
Visit our nearest branch or contact us for more information
 OR download our Application Form HERE.
