The BSN-Teachers Gold Credit Card promises great savings with finance charges as low as 8.88% p.a.
SAVINGS
- Finance Charges as low as 8.88% p.a.
All you need to do is to settle your minimum payment promptly on or before the payment due date. Enjoy this low interest rate of 8.88% p.a. when you promptly settle at least your minimum payment due for 12 consecutive months. - No Annual Fee for Life
There are no annual fees for both principal and supplementary cards with no conditions attached.
REWARDS
- FREE Supplementary Card
Share the benefits of your card with your loved ones by adding them as a supplementary cardholder (extended to your spouse and children who are 18 years and above).
Download Supplementary Card form here.
- Happy Points RedemptionRedeem accumulated Happy Points for Enrich Points, AirAsia points, exciting gifts, retail vouchers and so much more.
- BSN Merchant Privileges
Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the latest promotions and offers, click here.Â
PRIVILEGES
- Worldwide Acceptance and Cash Advances
Shop and dine at over 29 million establishments worldwide or withdraw cash at over 1 million ATMs. - Complimentary Travel Accident & Inconvenience Benefits
Enjoy automatic insurance coverage of up to RM100,000 when you charge your full travel fares to your BSN-Teachers Credit Card. You will also be covered for any inconvenience as follows: Â
Up To | |
Lost Luggage (more than 48 hours) | RM1,600 |
Delayed Luggage (more than 6 hours) | RM1,600 |
Flight Delay (more than 6 hours) | RM600 |
Missed Connection (more than 4 hours) | RM600 |
*Subject to policy terms & conditions.
REQUIREMENTS
ELIGIBILITY
- Teachers and employees under the Ministry of Education, Malaysia /Lecturers in approved Public / Private Institutions of Higher Education / Teachers of MARA Junior Science College (MRSM).
- Minimum income: RM24,000 p.a.
- Minimum Age:Â Principal Card - 21 years old / Supplementary Card - 18 years old
Documents
- Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
- Copy of latest 1 month salary slip
- Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
- Copies of latest 2 month salary slip OR Latest EPF statement OR Form EA OR Form B with official tax payment receipt.
OTHER BENEFITS & PRIVILEGES
Credit Limit Increase
Need a higher credit limit for better financial flexibility? Apply for Credit Limit Increase on your BSN Credit Card today!
Balance Transfer Programme
Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy lower interest rates.
BSN EasyCash Plan
With BSN EasyCash, you can now access cash from your BSN Credit Card at 0% interest.
BSN Instalment-Pay-Plan
Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.
BSN 0% EasyPay Plan (EPP)
 Enjoy interest-free instalment payments of up to 36 months when you use your BSN Credit Card at our participating merchants.
BSN Happy Rewards Programme
A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card.
BSN Autobilling
BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card.
Auto Balance Conversion Programme
Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% interest rate.
Don't Worry Credit Shield and Don't Worry Bereavement
 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.
NOTES:
- View Product Disclosure Sheet.
- View Credit Card Agreement.
- Download Credit Card Application Form.Â
- Download Supplementary Card form here.
- View all Product FAQs.
Terms & Conditions applyÂ
APPLY NOW
 OR download our Application Form HERE.Find nearest branch