Banking Service
No. |
Detail |
Auto Credit Product Charge Table |
Deposit Criteria |
|
Payer(Organization) |
Recipient |
|||
| BSNeBiz | ||||
| 1 | Government | Free | Free | |
| 2 | Non-Government with Corporate Account | > RM0.50 - RM1.00 | Free | Minimum Deposit of RM1,000 |
| RM0.10 - RM0.50 | Free |
|
||
| < RM0.10 | Free |
|
||
| 3 | Non-Government without Corporate Account | Minimum RM2.00 | Free | |
| 4 | Stop Payment | RM10.00 | N/A | |
| 5 | Interbank GIRO (IBG) | Minimum RM1.00 | N/A | |
| Manual | ||||
| 1 | Over The Counter / Diskette | RM10.00 | N/A | Compulsory with letter of instruction |
No. |
Detail / Services |
Charges |
|
Recipient
|
Payer(Individual) |
||
| 1 | Individual payment to organisation (Successful Debit Transaction) | Minimum RM1.00 | Free |
| 2 | Balance is not enough to account debit payer | Free | |
| 3 | New Application | Minimum RM1.00 | |
| 4 | Instruction Revoked | Minimum RM1.00 | |
Service |
Amount |
| Standing Instruction for Payment from Individuals to Third Party (Organisations / Individuals) For each Standing Instruction |
RM1.00 |
| MEPS ATM Usage of other banks’ card for withdrawal at BSN ATM |
RM1.00 |
| MyClear IBG via myBSN |
RM0.10 |
| IBG Transfer |
First two transactions RM0.50
|
Payment Services
| Channels | myBSN | Over-the-Counter | Agent Banking (EB) | Self-Service Terminals (ATM/CDM/CRM) |
| Transaction | ||||
| Fund Transfer | ||||
|
Own/3rd party account |
No fee | No fee | - | No fee |
|
Interbank GIRO (IBG) |
RM0.10 |
First two transactions RM0.50 Subsequent transactions RM2.00 |
- | RM0.10 |
| DuitNow | ||||
|
< RM5,000 |
No fee | - | - | - |
|
≥ RM5,000 |
RM0.50 | - | - | |
| Interbank Fund Transfer (IBFT) | ||||
|
RM0 - RM5,000 |
- | - | - | No Fee |
|
RM5,001 and above |
- | - | - | RM0.50 |
|
Bill Payment |
Click here for full list of billers1 | |||
|
JomPAY Bill Payment |
No fee | - | - | No fee (ATM only) |
|
Financing Payment (Own Account) |
No fee | No fee | - | No fee |
|
Credit Card Payment (Own Account) |
No fee | No fee | - | No fee |
|
Prepaid Reload |
No fee | - | No fee | - |
|
BSN eSSP Savings |
||||
|
SSP |
No fee | No fee | No fee | No fee |
|
SSP Platinum |
No fee | No fee | No fee | No fee |
|
PIN Purchase |
Click here for full list of organizations | |||
Note:
There will be service charges for payment to selected billers. You will be notified when you make a payment to any of these corporations and the amount will be debited from your BSN account.
| Channels | BSNeBiz | Over-the-Counter |
| Transaction | ||
| Subscription Fee | Waived | - |
| Fund Transfer | ||
| Own/3rd party account | No fee | - |
| Interbank GIRO (IBG) | RM0.10 | - |
| DuitNow | ||
| ≤ RM5,000 | No fee | - |
| > RM5,000 | RM0.50 | - |
| RENTAS | ||
| Private/ Individual | RM5.00 | - |
| Government | No fee | - |
| Bill Payment | Available1 | Click here for full list of billers1 |
| JomPAY Bill Payment | No fee | - |
| Collection Account for Billers | Minimum fee of RM0.50 per transaction2 | - |
| Auto Debit | Minimum fee of RM1.00 per transaction2 | - |
| Auto Credit (Bulk Payment) | ||
| Government | No fee | No fee |
| Non-Government with Corporate Account | The actual charges payable will be notified in writing by BSN2 | Minimum RM10.002 |
| Minimum deposit of RM1,000 | > RM0.50 - RM1.00 | |
Non-Government with Corporate Account
|
RM0.10 - RM0.50 | |
Non-Government with Corporate Account
|
< RM0.10 | |
|
Non-Government with Corporate Account* *Note: For transaction related to Small & Medium Enterprise (SME) Digitalisation Initiative which involves:
|
No fee | |
| Non-Government without Corporate Account | Minimum RM2.002 | |
| Stop Payment from Non-Government | RM10.00 | - |
| Interbank GIRO (IBG) for Salary | The actual charges payable will be notified in writing by BSN2 | - |
| Statutory Body | ||
| EPF | No fee | - |
| SOCSO | No fee | - |
| LHDN | No fee | - |
Note:
- There will be service charges for payment to selected billers. You will be notified when you make a payment to any of these corporations and the amount will be debited from your BSN account.
- The actual fee payable will be notified in writing by BSN.
Deposits
Service |
Amount |
Mini statement request via ATM (Applicable to BSN GIRO/i, BSN GIRO/i eSaver, BSN GIRO/i Premium, BSN EcoSave-i and BSN EduSave-i) |
RM0.50 per request |
| Statement Request: | |
Less than 2 months |
Free |
More than 2 months |
RM1 per request |
More than 2 years |
RM10 per request |
Complete account statement format request validated by BSN Officer |
RM10 per request and RM2 for additional page |
|
NOTES:
|
|
Balance of RM10 and below |
Account closed and balance absorbed as a service fee |
Balance above RM10 |
RM10 yearly |
| Closing of Account (applicable for BSN Basic Savings/i only): | |
Account opened less than 3 months |
RM20 |
Account opened more than 3 months |
Free |
| Closing of Account (Other than BSN Basic Savings/i): | |
Account opened less than 6 months |
RM20 |
Account opened more than 6 months |
Free |
Service |
Amount |
Closing of Account
|
RM 5 |
Loan/Financing
Fees & Charges |
Amount |
Stamp Duty |
As per the Stamp Duty Act 1949 (Revised 1989) |
Insurance / Takaful (optional) |
May vary based on age, tenure & total loan / financing. |
Perlindungan Tunai-i (optional) |
RM318 |
Will Fee (if any) |
RM500 |
Wakalah Fee |
RM30 |
Processing Fee |
No processing fee charged |
Request of certified true copy (CTC) of security documents |
RM45 (per request)Note: Mandated product is exempted |
Issuance of yearly financing statement |
RM10 (per request)Note: Mandated product is exempted |
Fees & Charges |
Amount |
Stamp Duty |
As per the Stamp Duty Act 1949 (Revised 1989) |
Disbursement Fees |
Include but not limited to stamping fees, registration of charge, lodgement and withdrawal of caveats and other related charges like bankruptcy search and land search. |
Legal Fees Pertaining to Securities Documentations |
All legal fees and incidental expenses in connection with the preparation of the security documents for financing Facility. |
Valuation Fee |
Valuer fees for preparation of formal valuation report (applicable to completed property only). |
Processing Fees |
Waived |
Wakalah Fee |
RM30 |
Redraw Fee |
RM10 per withdrawal |
Request of certified true copy (CTC) of security documents |
RM45 (per request)Note: Mandated product is exempted |
Issuance of financing redemption statement |
RM15 (per request)Note: Mandated product is exempted |
Issuance of statement for EPF withdrawal |
RM15 (per request)Note: Mandated product is exempted |
Safekeeping of security documents for fully settled facilities |
RM10 (yearly)Note: Mandated product is exempted |
Issuance of yearly financing statement |
RM10 (per request)Note: Mandated product is exempted |
Fees & Charges |
Amount |
| Stamp Duty | As per the Stamp Act 1949 (Revised 1989)
|
| Other Services |
|
Stamp Duty
|
|
Fees & Charges |
Amount |
| Stamp Duty As per the Stamp Act 1949 (Revised 1989) | Letter Of Offer | RM10 |
| Facility Agreement | As per the Stamp Act 1949 (Revised 1989) | |
| Power of Attorney | RM10 | |
| Letter of Guarantee and Indemnity (if any) | RM10 | |
| Other Service | Registration and Attestation on PA at High Court (in the event of default) | RM100 |
| Issuance of yearly financing statement (per request)
Note: Mandated product is exempted. |
RM10 | |
| Request of certified true copy (CTC) of security documents (per request)
Note: Mandated product is exempted. |
RM45 |
Stamp Duty
|
|
Fees & Charges |
Amount |
| Stamp Duty As per the Stamp Act 1949 (Revised 1989) | Letter Of Offer | RM10 |
| Facility Agreement | As per the Stamp Act 1949 (Revised 1989) | |
| Power of Attorney | RM10 | |
| Letter of Guarantee and Indemnity (if any) | RM10 | |
| Other Service | Registration and Attestation on PA at High Court | RM100 |
| Issuance of yearly financing statement (per request)
Note: Mandated product is exempted. |
RM10 | |
| Request of certified true copy (CTC) of security documents (per request)
Note: Mandated product is exempted. |
RM45 |
Credit Card
- Principal Credit Card - Waived
- Supplementary Credit Card - Waived
5% or a minimum of RM10, whichever is higher will be charged on the cash amount withdrawn.
2.69% of the cash advance amount or minimum of RM12.75 per transaction, whichever is higher.
- First time replacement shall be free of charge.
- RM50 will be charged for second and subsequent replacement issued.
- Original sales draft – RM15 per copy
- Photocopy of sales draft – RM5 per copy
RM5 per monthly statement.
Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or processed. The exchange rate may differ from the rate charged on the date of transaction due to market fluctuation. Exchange rate will be based on the rate determined by Visa International/ Mastercard Worldwide plus an administration cost of 1% plus any transaction fee charged by Visa International/ Mastercard Worldwide.
- Principal Credit Card – RM25 annually per card
- Supplementary Credit Card – RM25 annually per card
A minimum of RM10 or 1% of total outstanding balance as at statement date (whichever is higher), up to a maximum amount of RM100.
18% per annum and calculated on a daily basis from the date the Cash Advance is made until full payment is received and credited into the Credit Card Account.
5% of outstanding balance or a minimum of RM50, whichever is higher.
20 days from the statement date, if all retail transactions of the previous month are fully paid by the payment due date.
| EasyCash Plan | Repayment Period | EasyCash Fee (% p.a) |
One-Time Cash Advance Fee on Approved Amount (% p.a) |
Minimum Cash Amount (RM) |
| AA | 6 months | 0% | 1.99% | 500 |
| AB | 12 months | 0% | 3.99% | 500 |
| AC | 24 months | 3.99% | - | 1,000 |
| AD | 36 months | 3.99% | - | 2,000 |
| AE | 48 months | 4.99% | - | 3,000 |
| AE | 60 months | 5.99% | - | 3,000 |
| AG | 72 months | 5.99% | - | 3,000 |
| Plan | Tenure | Balance Transfer Fee (% p.a) |
One-Time Upfront Fee on Approved Amount | Minimum Transfer Amount (RM) |
| BA | 6 months | 0% | 1.99% | 500 |
| BB | 12 months | 0% | 3.99% | 500 |
| BC | 24 months | 3.99% | - | 1,000 |
| BD | 36 months | 3.99% | - | 2,000 |
| BE | 48 months | 4.99% | - | 3,000 |
Tenure |
6 Months |
12 Months |
24 Months |
One-Time Upfront Fee |
3% |
4% |
5% |
Condition |
Classic/Gold/Platinum |
G-Card |
TeachersCard |
BSN-AIAFAM Platinum |
BSN-UUM Gold/ Platinum |
|
Government |
Private |
|||||
Tier I
Cardholders who promptly settle their minimum payment due for 12 consecutive months. |
11%
|
13.5%
|
8.88%
|
8.88%
|
13.5%
|
9.95%
|
Tier II
Cardholders who promptly settle their minimum payment due for 10 months or more in a 12 month cycle. |
13.5%
|
16%
|
13%
|
9.99%
|
16%
|
13.5%
|
Tier III
Cardholders who do not fall within the above categories. |
17.5%
|
17.5%
|
17.5%
|
14%
|
17.5%
|
17.5%
|
Debit Card
| a. |
Giro/Giro-i
|
|
| b. | Giro Saver/ Giro-i Saver | Waived |
| c. | Basic Saving / Basic Saving-i | Waived |
| d. | Giro/Giro-i Premium | RM 8 |
Notes:
- Annual fee is chargeable on a yearly basis during the card’s anniversary date.
- Annual Fee will not be imposed to the Cardmember on the year the card is issued.
| a. |
Giro/Giro-i
|
|
| b. | Giro Saver/ Giro-i Saver | RM 12 |
| c. | Basic Saving / Basic Saving-i | RM 12 |
| d. | Giro/Giro-i Premium | RM 12 |
Fees / Charges: Free
- From ATM Card or BSN Matrix Visa Electron Debit Card or BSN BATMAN Visa Debit Card to BSN Visa Debit Card.
- Fees / Charges: Free
For damaged card due to Cardmembers' fault, lost and stolen |
RM12 |
Card Chip Damaged |
Free |
Domestic
BSN ATM |
Free |
Other Local Bank's ATM via MEPS |
RM1 per withdrawal |
Other Foreign Bank's ATM via MEPS |
RM1 per withdrawal |
International
ATM Network via VISA PLUS |
RM12 per withdrawal |
Fees / Charges: Free
- Latest 2 months of Internet Banking @ www.mybsn.com.my
- Fees / Charges: Free
Fees / Charges: RM 15 per copy
As per conversion rate determined by VISA plus any transaction fee charged by VISA (equivalent to 1%)
NOTES:
All fees and charges imposed on your Credit Card/-i Account excluding the Late Payment Charges and Finance charge on retail/ cash advance transactions are subject to the Goods and Services Tax (GST) and / or any taxes imposed or will be imposed by the Government of Malaysia or any other competent authority in Malaysia based on the prevailing rate.
All fees and charges imposed on your BSN Visa Debit Card are subjected to any taxes imposed or will be imposed by the Government of Malaysia or any other competent authority in Malaysia based on the prevailing rate.
