Let’s make a contribution

Do you know about EPF Voluntary Contribution i-Saraan and Kasih Suri Keluarga Malaysia?

Now you can make i-Saraan or Kasih Suri Keluarga Malaysia contributions to your EPF account via online transfer using myBSN Internet Banking. Everything is easy and at your fingertips.

What is the definition of EPF Voluntary Contribution?

i-SaraanKasih Suri Keluarga Malaysia
Voluntary Contribution with Retirement Incentive (i-Saraan) allows EPF members who are self-employed and do not earn a regular income to make voluntary contributions towards your retirement, and at the same time receive additional contribution from the government.Housewives can now opt in for the EPF contributions via our new special incentive under Kasih Suri Keluarga Malaysia. This program is catered specially to ensure the wellbeing of housewives and acknowledge your contribution to your families and the development of the country.

Who can contribute?

i-SaraanKasih Suri Keluarga Malaysia
Self-employed member and do not earn a regular income.Self and husband to eligible spouse.

Eligibility

i-SaraanKasih Suri Keluarga Malaysia
  1. EPF members
  2. Malaysian citizen
  3. Below 60 years of age
  4. Self-employed and not earning regular income
  5. Opted to contribute under i-Saraan
  1. To register as EPF member
  2. Malaysian citizen
  3. Housewives who are registered in the National Database on Poverty (eKasih) as of 30 November 2021
  4. Below 55 years of age
  5. Must contribute a minimum of RM5 per month or RM60 per annum into your EPF account
  6. Wife of Head of Household (HOH)/Female HOH
  7. Opted to contribute under Kasih Suri Keluarga Malaysia

How to register

i-SaraanKasih Suri Keluarga Malaysia
  1. Submit i-Saraan form KWSP 16G(M) to EPF counter or
  2. Register online at Portal Pendaftaran i-Saraan.
  1. Submit i-Saraan form KWSP 16G(M) to EPF counter.

Steps to make a contribution using myBSN Internet Banking

Login to mybsn.com.my

Login to mybsn.com.my

Choose “Payments”

Choose “Payments”

Choose Payee Category as “Deposit / Investment”

Choose Payee Category as “Deposit / Investment”

Choose “KWSP” as Payee Name from the dropdown

Choose “KWSP” as Payee Name from the dropdown

Fill in required information and you may select Product Name as “i-Saraan/Suri” and click Submit

Fill in required information and you may select Product Name as “i-Saraan/Suri” and click Submit

Login to mybsn.com.my

Login to mybsn.com.my

Choose “Payments”

Choose “Payments”

Choose Payee Category as “Deposit / Investment”

Choose Payee Category as “Deposit / Investment”

Choose “KWSP” as Payee Name from the dropdown

Choose “KWSP” as Payee Name from the dropdown

Fill in required information and you may select Product Name as “i-Saraan/Suri” and click Submit

Fill in required information and you may select Product Name as “i-Saraan/Suri” and click Submit

Benefits

i-SaraanKasih Suri Keluarga Malaysia
  1. Retirement avenue for those who are self-employed or do not earn a regular income.
  2. Receive additional special incentive of 15% subject to a maximum of RM250 annually for members aged below 60 years old. The special incentive will be given from year 2018 until 2022.
  3. Contribute according to your own time and within your own financial ability and still be able to make withdrawals.
  4. Death Benefit: RM2,500.
  5. Earn annual EPF dividend on your retirement savings.
  1. Earn annual EPF dividend from retirement savings.
  2. Receive an incentive from government of RM40 every month for every RM5 contribution or RM480 annually for contribution of RM60 per annum.
  3. Incapacitation Benefit: RM5,000.
  4. Death Benefit: RM2,500.
  5. Contribute according to your own time and within your own financial ability and still be able to make withdrawals.

Frequently Asked Questions (faq)

i-SaraanKasih Suri Keluarga Malaysia
View Frequently Asked Questions (FAQ).View Frequently Asked Questions (FAQ).

More information

i-SaraanKasih Suri Keluarga Malaysia
For more information, please visit EPF official website at here.For more information, please visit EPF official website at here.

NOTES:

  • For i-Saraan self-contribution, kindly register here.
  • For Kasih Suri Keluarga Malaysia self-contribution, EPF members must be registered with National Database on Poverty (eKasih) as of 30 November 2021. To check the status of your e-Kasih Programme, kindly contact Kementerian Pembangunan Wanita, Keluarga dan Masyarakat (telephone number 03-8000 8000).

For more information on i-Saraan or Kasih Suri Keluarga Malaysia, please contact:

  • EPF Official Website: www.kwsp.gov.my
  • EPF Contact Management Centre: 03-8922 6000.