• BSN VISA DEBIT CARD
    Live a life of convenience and rewards

    Benefits

    • Worldwide acceptance
    • Pay for daily needs such as petrol, dining and groceries
    • Mail order or telephone order purchases
    • Automatic bill payments
    • Withdraw cash locally and overseas
    • Transfer funds
    • Track your transactions via mybsn.com.my
    • Wide range of Takaful benefits with BSN IHSAN PA TAKAFUL (optional)
    BSN VISA DEBIT CARD
    Live a life of convenience and rewards

    Benefits

    • Worldwide acceptance
    • Pay for daily needs such as petrol, dining and groceries
    • Mail order or telephone order purchases
    • Automatic bill payments
    • Withdraw cash locally and overseas
    • Transfer funds
    • Track your transactions via mybsn.com.my
    • Wide range of Takaful benefits with BSN IHSAN PA TAKAFUL (optional)

BSN Visa Debit Card offers a host of benefits to help you live your life easy and debt free.

MORE BENEFITS

  • Cashless Shopping

    The BSN Visa Debit Card not only allows you to withdraw cash from ATMs, but you can also enjoy cashless shopping through over a million POS (Point of Sale) terminals. Just present your BSN Debit card to the cashier, enter your 6-digit PIN and your bank account will be debited for your payment instantly.

    Your new debit card supports two debit card networks in Point-of-Sale terminals:

    • MyDebit (accepted in Malaysia).

    • Visa (accepted in Malaysia and overseas).

  • Shop, Wave & Go with Visa payWave

    Now you can just shop, wave and go for everyday purchases under RM250 at participating merchant outlets with the Visa payWave reader. No signature is required. Experience the convenience of paying for everyday things such as coffee, meals and movies without fumbling around for cash.

    Here’s how it works!

    Step 1 : Look for this symbol
    Step 2 : Shop
    Step 3 : Wave your card in front of the reader
    Step 4 : Collect your purchases and go
  • Shop Online

    The BSN Visa Debit Card can be used to make online purchases from websites such as AirAsia, iTunes, Lazada and many more.

    Just follow these 3 simple steps:

    1. Shop online at any 3D Secure merchants using your BSN Visa Debit Card.
      Enter your debit card details as required and proceed to payment page.

    2. Your BSN Online Secured Shopping (BOSS) code will be sent to your registered mobile number with us via SMS at no cost.

    3. Enter the BOSS code to complete the authentication process and payment.

IMPORTANT: Please ensure that you update your latest mobile phone number with BSN to ensure the BOSS Code is sent to you. You can update your contact details via any BSN ATM or call our Customer Service Centre at 1300-88-1900.

  • Real-Time Transaction
    Whether you use your BSN Visa Debit Card for purchases or at the ATM, you’ll appreciate having the most up-to-date account information available immediately. With real-time processing, the funds in your savings/current account are automatically deducted whenever a transaction is processed using your BSN Visa Debit Card. You can also view your account balances and transaction details via MyBSN internet banking or inquire on your available balance at the ATM. 
  • Access to Ejen Bank (EB) services

    You can also use your new BSN Visa Debit Card at any EB agent outlet for services such as:

    »  Retail Purchases    
    »  Prepaid Top-up
    »  Bill Payments    
    »  E-SSP Purchases
    »  Deposits    
    »  Cash Withdrawals

    For more information on EB and the complete list of EB agents, please click here.

USING YOUR DEBIT CARD

  • The daily default purchase limit for BSN Visa Debit Cards is as follows:
Individual Account Daily Default Purchase LimitMaximum Daily Purchase Limit
Teenager/ Junior Account RM200RM500
Adult AccountRM3,000 RM10,000

To enjoy uninterrupted transactions, please ensure you have activated the usage function on your debit card before performing the following transactions:

  1. Overseas spend
  2. Online spend
  3. Purchase limit

TO ACTIVATE, FOLLOW THE STEPS BELOW:

FunctionmyBSN Internet BankingBSN ATM 
To Activate "Overseas Transaction"
  1. First-time User
    1. Click “Register” on the myBSN Internet Banking’s homepage to get started.
    2. Upon successful registration, proceed to the below item B. Existing myBSN User.
  2. Existing myBSN User
    1. Log in to www.mybsn.com.my
    2. Select "Manage Account" and click "Debit Card Settings".
    3. Select "Update Overseas Transaction Status", select "Debit Card" and click "Next".
    4. Select "Permanently Activated" or "Temporary Activated" or "Deactivated".
    5. Enter the effective date, "Start/End Date" and click "Next".
    6. A push notification will be sent to your myBSN Mobile App.
    7. Click ‘Approve’ in your myBSN Mobile App to proceed the transaction request and click ‘Done’ button.

You will receive a message upon successful Overseas Transaction update.

  1. Insert your BSN Visa Debit Card
  2. Select "PIN CHANGE / OTHERS"
  3. Select "MAINTENANCE".
  4. Select "OVERSEAS TRANSACTION"
  5. Select "TEMPORARY ACTIVATION"or "PERMANENT ACTIVATION" 
To Activate "Online Transaction"
  1. First-time User
    1. Click “Register” on the myBSN Internet Banking’s homepage to get started.
    2. Upon successful registration, proceed to the below item B. Existing myBSN User.
  2. Existing myBSN User
    1. Log in to www.mybsn.com.my
    2. Select "Manage Account" and click "Debit Card Settings".
    3. Select "Update Online Purchase Status", select "Debit Card" and click "Next".
    4. Select "Permanently Activated" or "Temporary Activated" or "Deactivated".
    5. Enter the effective date, "Start/End Date" and click "Next".
    6. A push notification will be sent to your myBSN Mobile App.
    7. Click ‘Approve’ in your myBSN Mobile App to proceed the transaction request and click ‘Done’ button.

You will receive a message upon successful Online Transaction update.

  1. Insert your BSN Visa Debit Card
  2. Select "PIN CHANGE / OTHERS"
  3. Select "MAINTENANCE"
  4. Select "ONLINE PURCHASE"
  5. Select "TEMPORARY ACTIVATION"or "PERMANENT ACTIVATION" 
To Set / Change "Purchase Limit"
  1. First-time User
    1. Click “Register” on the myBSN Internet Banking’s homepage to get started.
    2. Upon successful registration, proceed to the below item B. Existing myBSN User.
  2. Existing myBSN User
    1. Log in to www.mybsn.com.my
    2. Select "Manage Account" and click "Debit Card Settings".
    3. Select "Update Online Purchase Status", select "Debit Card" and click "Next".
    4. Select “new purchase limit amount" and click “Next".
    5. A push notification will be sent to your myBSN Mobile App.
    6. Click ‘Approve’ in your myBSN Mobile App to proceed the transaction request and click ‘Done’ button.

You will receive a message upon successful Purchase Limit update.

  1. Insert your BSN Visa Debit Card
  2. Select "PIN CHANGE / OTHERS"
  3. Select "MAINTENANCE"
  4. Select "CHANGE PURCHASE LIMIT"
  5. Set your preferred limit

Note: Default daily purchase limit is RM3,000 (maximum setting is up to RM10,000)

Alternatively, you may activate your "Overseas Transaction" and "Online Transaction" function via the following channels:

  1. BSN branch
  2. BSN Customer Service Centre at 1300-88-1900 or +603 2013 1900 (Outside Malaysia)

TAKAFUL COVERAGE: BSN IHSAN PA TAKAFUL (OPTIONAL)

Experience a wide range of Takaful benefits with just RM10.15 annually. Table of benefits as follows:
BenefitsSum Covered
DeathRM10,000
Permanent DisablementUp to RM10,000
Funeral ExpensesRM1,000
Snatch TheftRM750
Card Replacement ReimbursementRM12
(up to 2 claims per year)

NOTES:

  • Duration of cover is for one year. You need to renew your Takaful cover annually.
  • Please refer to BSN IHSAN PA Takaful Product Disclosure Sheet for detailed features, benefits, terms and conditions of the products.
  • For Frequently Asked Question (FAQ), please click here.

NOTES: