BSN PLATINUM CREDIT CARD

Everything you need, all rolled into one card

Benefits

No Annual Fee
Lower Finance Charge
Up to 2x Happy Points
Happy Points Redemption
Global Privileges
Credit Limit Increase
BSN Balance Transfer Programme
BSN EasyCash Plan
BSN Instalment-Pay Plan

BSN 0% EasyPay Plan (EPP)
BSN Happy Rewards Programme
BSN Autobilling
Credit Shield & Bereavement
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

BSN PLATINUM CREDIT CARD

Everything you need, all rolled into one card

Benefits

No Annual Fee
Lower Finance Charge
Up to 2x Happy Points
Happy Points Redemption
Global Privileges
Credit Limit Increase
BSN Balance Transfer Programme
BSN EasyCash Plan
BSN Instalment-Pay Plan

BSN 0% EasyPay Plan (EPP)
BSN Happy Rewards Programme
BSN Autobilling
Credit Shield & Bereavement
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

BSN Platinum Credit Card offers everything you could possibly need for an easy and convenient lifestyle. From benefits to privileges, rewards and exclusivity, you’ll find them all rolled into one.

INDULGE IN A WORLD OF PLATINUM PRIVILEGES

Platinum Rewards

BSN Happy Rewards Programme

Earn Happy Points (HP) for every Ringgit charged to your BSN Platinum Credit Card.

1x Happy Point when you use your card at any local outlet
2x Happy Points when you use your card at any local dining, golf, or travel outlet*
2x Happy Points when you use your card at any retail outlets overseas

*Only applicable for selected outlets with Merchant Category Code (MCC):

Dining: 5462, 5812, 5813, and 5814
Golf: 7992
Airline Tickets: 4511 and 3000 to 3299
Travel: 4722 and 5962

Find out more about BSN Happy Rewards.

BSN Happy Rewards Redemption

Redeem accumulated Happy Points for Airasia points, Enrich Points, exciting gifts, retail vouchers and so much more.

View our redemption catalogue.

BSN Merchant Privileges

Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. For the latest promotions and offers, click here.

Travel with peace of mind when you charge your full travel fares to your card and enjoy automatic free insurance coverage of up to RM300,000. You will also be covered for any inconvenience due to the following:

	Up to
Lost Luggage (more than 48 hours)	_RM2,000
Delayed Luggage (more than 6 hours)	_RM2,000
Flight Delay (more than 6 hours)	_RM600
Missed Connection (more than 4 hours)	_RM600

*Subject to terms and conditions of insurance policy.

Online Shopping

Enjoy better security and greater convenience when you shop online with BSN’s Online Secured Shopping (BOSS) system. A BOSS Code will be sent to your registered mobile number for you to enter before your online purchase is approved. Just ensure your latest mobile number is the same number registered with BSN.

Platinum Privileges

Enjoy special privileges, benefits, and savings from some of the most prominent travel organisations, hotels, restaurants, and retailers.

These privileges are provided by Mastercard and updated from time to time.

24-Hour Concierge Services

From making your travel arrangements to dining reservations, you can rely on the Concierge service team to provide you with first-class treatment on any kind of personal assistance services anytime you need.

- Mastercard Concierge Services

Credit Card Platinum Care Line

Our Credit Card Platinum Care Line is available to assist you on your lost or stolen card and attend to all your enquiries. Just call us at 1800 22 0800.

Worldwide Acceptance and Cash Advances

BSN Platinum Credit Cards are accepted in over 29 million establishments and over 1 million ATMs worldwide. It’s the perfect companion for all your needs whether you’re shopping, dining or travelling at home or abroad.

Platinum Financial Benefits

No Annual Fee for Life	Experience year after year of financial freedom with no annual fee for life and no conditions attached.
Low Finance Charge	Enjoy a low finance charge of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.
20 Days Free Period on Finance Charge	You can enjoy a finance charge free period of 20 days from the statement date for all your retail purchases if the preceding month's outstanding balance has been fully settled.
BSN Balance Transfer Programme	Transfer your outstanding balances from other credit cards to your BSN Platinum Credit Card and enjoy greater savings. Find out more about BSN Balance Transfer Programme.
BSN Instalment Pay Plan	Get what you want with our 0% interest instalment plans up to 24 months. Just purchase at any merchant and call us to convert to easy instalments with a one-time low upfront fee. Find out more about BSN Instalment-Pay Plan.

Platinum Payment Convenience

Online

Log on to www.mybsn.com.my and transfer from your BSN savings account.
By myBSN Mobile App.

(You are required to register as a myBSN Internet Banking user.)

BSN Branches / ATMs / CDMs

Pay by cash or cheque through Cash Deposit Machines (CDM) or Automated Teller Machines (ATM) or over Bank’s counter at any BSN branch nationwide.

Interbank GIRO

Transfer funds from any participating banks.

SUPPLEMENTARY CARD

Share the benefits of your Platinum Credit Card with your loved ones by giving them a supplementary card today.
You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
Download Supplementary Card form here.

REQUIREMENTS

ELIGIBILITY

Minimum Income: RM48,000 per annum / RM4,000 per month
Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
Citizenship: Malaysia

Documents

Salaried Employee

Government Servant

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form

Self Employed

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years
Copy of Form 9, 24, & 49 OR Business Registration Certificate

Commission Earner

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt